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Versions .09 and .08 include 2026 EPC structured address support.", "default": "pain.001.001.09" }, "initiatingPartyName": { "title": "Your Company Name", "type": "string", "description": "Legal name of the sender (for Credit Transfer) or creditor (for Direct Debit)." }, "initiatingPartyIban": { "title": "Your Company IBAN", "type": "string", "description": "Your EUR bank account IBAN (verified via MOD-97 checksum)." }, "initiatingPartyBic": { "title": "Your Company BIC / SWIFT (Optional in EEA)", "type": "string", "description": "8 or 11 character BIC code of your bank." }, "initiatingPartyCountry": { "title": "Company Country Code (ISO 2-letter)", "type": "string", "description": "2-letter country code for structured postal address (e.g., DE, FR, NL, ES, BE)." }, "initiatingPartyCity": { "title": "Company City", "type": "string", "description": "Town or city name for 2026 structured SEPA postal address." }, "executionDate": { "title": "Execution / Collection Date (YYYY-MM-DD)", 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