{
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    "title": "Financial Calculator API (Loans, NPV/IRR, Bonds, Options)",
    "description": "Loans and mortgages with amortization, savings goals, NPV, IRR and XIRR, bond yield and duration, option Greeks and implied volatility, depreciation and APR/APY, from one line.",
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  "components": {
    "schemas": {
      "inputSchema": {
        "type": "object",
        "properties": {
          "requests": {
            "title": "Requests",
            "type": "array",
            "description": "One calculation per entry, as a line of text or an object. Loans: '$25,000 car loan at 7.9% for 60 months', '$400k home 20% down 6.5% 30 years, tax 1.2%, insurance $1,500 a year, PMI 0.5%', '$200 extra a month', 'balance after 5 years', '1 point and $4,000 closing costs' (APR), 'how much can I borrow paying $2,000 a month at 6% for 30 years'. Savings: 'save $500 a month for 30 years at 7%', 'how much a month to reach $1,000,000 in 25 years at 6%', 'CAGR from $10,000 to $25,000 over 7 years', '$1,000,000 at 5% withdrawing $60,000 a year, how long'. Cash flows: 'NPV and IRR at 8% of -10000, 3000, 4200, 6800', 'xirr 2024-01-01 -10000, 2025-03-15 12000'. Bonds: '5% coupon bond, 10 years, yield 6%' or 'price 95', 'callable in 3 years at 101'. Options: 'call S=100 K=105 30 days vol 25% r 4%', 'american put ...', 'implied vol of a call priced 4.2 ...'. Depreciation: 'MACRS 7 year on $120,000', 'double declining $50,000, $5,000 salvage, 5 years'. Rates: '6% APR compounded monthly to APY'. Objects take type (loan, savings, cashflows, bond, option, depreciation, rate) and that type's fields, e.g. {\"type\": \"loan\", \"principal\": 250000, \"ratePct\": 6, \"years\": 15}; see the README for every field."
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          "currency": {
            "title": "Currency symbol",
            "type": "string",
            "description": "Shown before amounts when a request doesn't use a symbol ($ by default; e.g. €, £)."
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            "minimum": -10,
            "maximum": 100,
            "type": "number",
            "description": "For options when a request doesn't give one (4% by default)."
          },
          "charts": {
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