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    "title": "US NACHA ACH File Generator, ABA Validator & Parser",
    "description": "Convert CSV, Excel rows, or JSON into bank-ready 94-character US NACHA ACH files (PPD Payroll, CCD Vendor, WEB) with 10-point ABA routing checksum validation, or parse raw ACH files to JSON.",
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  "components": {
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        "properties": {
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            "title": "Operation Mode",
            "enum": [
              "generate",
              "parse"
            ],
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            "description": "Choose 'generate' to build a 94-char NACHA ACH file from JSON/CSV, or 'parse' to convert a raw NACHA file into clean JSON.",
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          },
          "secCode": {
            "title": "Standard Entry Class (SEC Code)",
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              "PPD",
              "CCD",
              "WEB"
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          },
          "immediateDestination": {
            "title": "Originating Bank 9-Digit ABA Routing Number",
            "type": "string",
            "description": "9-digit ABA routing number of your US bank (e.g., 021000021 for Chase)."
          },
          "immediateDestinationName": {
            "title": "Originating Bank Name",
            "type": "string",
            "description": "Name of your US bank (up to 23 characters)."
          },
          "companyName": {
            "title": "Your Company Name",
            "type": "string",
            "description": "Your legal US company name (up to 16 chars in batch header)."
          },
          "companyId": {
            "title": "Company ID / Federal EIN",
            "type": "string",
            "description": "9-digit EIN or 10-char ACH Company ID (e.g., 1123456789)."
          },
          "companyEntryDescription": {
            "title": "Batch Description (10 chars max)",
            "type": "string",
            "description": "Appears on recipient bank statements (e.g., PAYROLL, VENDOR PAY, RENT)."
          },
          "effectiveEntryDate": {
            "title": "Effective Settlement Date (YYYY-MM-DD)",
            "type": "string",
            "description": "Target settlement date in YYYY-MM-DD format."
          },
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          },
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            "description": "List of ACH entries with name, routingNumber, accountNumber, amount, accountType (checking/savings), transactionType (credit/debit)."
          },
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            "title": "Raw 94-Character NACHA File Text (Parse Mode)",
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