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    "title": "FHLBank Membership Roster & Delta Monitor",
    "description": "FHLBank System membership roster and quarter-over-quarter delta tracker sourced from FHFA's published member file: joins, exits and attribute changes across all 11 districts, with CERT/FED_ID/NCUA_ID/NAIC_ID join keys for correspondent banking, KYB and competitive intel.",
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            "description": "Optional exact quarter to use as the \"current\" file, in the form q<1-4><YYYY>, e.g. \"q22026\" for the April-June 2026 file. Leave blank to automatically use the most recently posted quarter (with rollback up to 4 quarters if it is not yet posted)."
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