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    "title": "UPI ID OSINT - Phone to UPI VPAs + Bank Names (India)",
    "description": "Direct UPI OSINT lookup. Phone number → all active UPI VPAs across PhonePe, Paytm, BHIM, GPay etc. + full bank-registered name from NPCI. No guessing, no scraping. Razorpay + PayU validateVPA backends.",
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          "phone": {
            "title": "Phone number (single)",
            "type": "string",
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          },
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            "title": "VPA (single - direct lookup of a known UPI ID)",
            "type": "string",
            "description": "A specific UPI VPA you already know (e.g. `anshumanatrey@okhdfcbank`). Use when enumeration cannot guess the username portion."
          },
          "phones": {
            "title": "Phone numbers (bulk array)",
            "type": "array",
            "description": "Multiple Indian mobiles. Each is processed independently and produces one dataset record.",
            "items": {
              "type": "string"
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            "title": "PayU merchant key",
            "type": "string",
            "description": "PayU production merchant key. Used with `payuSalt` to resolve each active VPA to its full bank-registered name via PayU validateVPA (~₹1-3 per call)."
          },
          "payuSalt": {
            "title": "PayU merchant salt",
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          }
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