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    "title": "Subcontractor Insurance Certificate Expiry Tracker & Alerts",
    "description": "Tracks subcontractor insurance certificate expiry dates across your panel. Flags each certificate VALID, EXPIRING_SOON, EXPIRED or UNKNOWN with days remaining, plus a prioritised alert list. Date tracking only — does not verify coverage or authenticity. One dataset item per certificate.",
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  "components": {
    "schemas": {
      "inputSchema": {
        "type": "object",
        "required": [
          "certificates"
        ],
        "properties": {
          "certificates": {
            "title": "Certificate Records",
            "type": "array",
            "description": "List of subcontractor insurance certificate records to check. Each record should include at minimum 'subcontractor' and 'expiry_date'.",
            "items": {
              "type": "object",
              "properties": {
                "subcontractor": {
                  "title": "Subcontractor Name",
                  "description": "Legal name or trading name of the subcontractor.",
                  "type": "string"
                },
                "certificate_type": {
                  "title": "Certificate Type",
                  "description": "Type of insurance — e.g. PL (Public Liability), WC (Workers Compensation), PI (Professional Indemnity).",
                  "type": "string"
                },
                "expiry_date": {
                  "title": "Expiry Date",
                  "description": "Certificate expiry date. Accepts YYYY-MM-DD, DD/MM/YYYY, DD-MM-YYYY, DD Mon YYYY, and other common formats.",
                  "type": "string"
                },
                "insurer": {
                  "title": "Insurer",
                  "description": "Name of the insuring company (optional).",
                  "type": "string"
                },
                "policy_number": {
                  "title": "Policy Number",
                  "description": "Policy or certificate reference number (optional).",
                  "type": "string"
                },
                "notes": {
                  "title": "Notes",
                  "description": "Any additional notes about this certificate (optional).",
                  "type": "string"
                }
              }
            },
            "default": []
          },
          "reference_date": {
            "title": "Reference Date",
            "type": "string",
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          },
          "alert_days": {
            "title": "Alert Window (Days)",
            "minimum": 1,
            "maximum": 365,
            "type": "integer",
            "description": "Certificates expiring within this many days are flagged as EXPIRING_SOON. Default is 60 days, which covers typical insurance renewal lead times.",
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          }
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